For those interested in being a homeowner and applying for an FHA loan, You are now required to have a minimum FICO score of 580 to qualify for the low down payment advantage, which is currently at around 3.5 percent. If your credit score is below 580, however, you aren't necessarily excluded from FHA loan. Applicants with lower credit scores will have to put down a 10 percent down payment if they want to qualify for a loan eligibility. Go to @thejonescompanies for more details
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